St Cloud (Narcoossee Road) Homes with Pond Frontage

St Cloud (Narcoossee Road) Homes with Pond Frontage

St. Cloud, located on Narcoossee Road in Osceola County, Florida, is a vibrant city that offers a variety of amenities and attractions for residents and visitors alike. With its beautiful landscapes and friendly community, St. Cloud is a great place to call home.

One of the notable features of homes in St. Cloud is their pond frontage. If you're looking for a property with a tranquil view and a serene atmosphere, St. Cloud has plenty of options for you. These homes offer the unique opportunity to wake up to the sight of a peaceful pond right in your backyard.

Living in a home with pond frontage not only provides a picturesque view but also offers a sense of tranquility and privacy. Imagine spending your evenings relaxing on your patio, enjoying the calming sounds of nature and the gentle ripples on the water. It's the perfect setting for unwinding after a long day or hosting gatherings with family and friends.

In addition to the scenic beauty, homes with pond frontage in St. Cloud often provide opportunities for various outdoor activities. You can enjoy fishing, kayaking, or simply taking a leisurely stroll along the water's edge. It's an excellent way to connect with nature and enjoy the outdoors without leaving the comfort of your own property.

If you're in search of a home that combines natural beauty, tranquility, and a close-knit community, St. Cloud with its pond frontage homes is the perfect place for you.

Newest St Cloud (Narcoossee Road) Homes with Pond Frontage

$439,900
5 Beds ⋅ 3 Baths ⋅ Stevens Plantation SubDv. ⋅ 34772 Zip Code
Waterfront Pool Home in Desirable Stevens Plantation! Welcome to this 5-bedroom, 3-bath waterfront pool home located in the highly sought-after Stevens Plantation community in Saint Cloud. Designed with both comfort and functionality in mind, this spacious home is full of potential and needs a little TLC. Step inside to find a formal living room and dining room, ideal for entertaining or hosting family gatherings. The heart of the home is the open-concept kitchen, featuring a large center island, abundant cabinetry, and a seamless view of the family room and sparkling pool, all overlooking the tranquil water. The first floor includes a private bedroom and full bathroom, making it an excellent space for guests, extended family, or a home office. Relax in your screened pool while enjoying peaceful water views, creating your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, this home is within walking distance to Walmart, restaurants, shopping, and everyday conveniences. Plus, you're only 23 miles from Orlando International Airport and the Lake Nona Medical City, offering easy access to world-class healthcare, dining, and entertainment. Don't miss this incredible opportunity to own a waterfront pool home in one of Saint Cloud's most desirable communities. Schedule your private showing today!

3767 Cedar Hammock Trail, St Cloud
$330,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
One of Twin Lakes' most beautifully upgraded carriage homes, this exceptional Daytona model is perfectly positioned on a PREMIUM POND-FRONT HOMESITE, offering peaceful water views, outstanding indoor-outdoor living, and an impressive collection of builder and owner upgrades that set it apart from other Daytona carriage homes. From the moment you step inside, you'll appreciate the attention to detail, including crown molding throughout the main living areas, upgraded lighting, a stained-glass accent window, a retractable front screen door, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room is enhanced by a BUILT-IN SURROUND SOUND HOME THEATER SYSTEM, creating the perfect setting for movie nights or gathering with friends. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, a stainless farmhouse sink, upgraded appliances, under-cabinet lighting and upper-cabinet lighting, abundant cabinetry, and a large island that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with tranquil pond views, a custom-designed walk-in closet, and a beautifully upgraded ensuite bath featuring illuminated touch mirrors, including an integrated media mirror that adds a touch of everyday luxury. Step outside to what may become your favorite room of the house. The EXTENDED SCREENED LANAI was designed for true Florida living, complete with a SUMMER KITCHEN, outdoor television, motorized shades, and plenty of space to relax, dine, and entertain while overlooking the peaceful pond. Additional features include a whole-house attic fan, ceiling fans throughout, an oversized laundry room with utility sink and upper and lower cabinetry, and added peace of mind with a 7,000-WATT GENERATOR INCLUDED and a professionally installed generator connection already in place. Located within the gated 55+ Twin Lakes community, residents enjoy exceptional amenities including multiple pools including a resort lagoon pool, lakefront clubhouse, fitness center - men/women steam room and sauna, pickleball, basketball and tennis courts, walking trails, fishing, lake access - pontoon boat, john boat and kayak rentals, pavillion with kitchen and lounge area with a TV and fireplace, and a vibrant calendar of social activities—all while enjoying a low-maintenance lifestyle. Every detail has been thoughtfully selected to create a home that's as functional as it is beautiful. If you've been waiting for an exceptional carriage home with premium pond views and upgrades that truly stand apart, you've just found it.

2495 Datura Loop, St Cloud
$399,000
4 Beds ⋅ 2 Baths ⋅ Hanover Lakes Ph 4 SubDv. ⋅ 34772 Zip Code
Virtually Staged. Welcome home to this four bedroom two bathroom waterfront home in the desirable community of Hanover Lakes. Designed with an open floor plan, the living spaces flow effortlessly together while large windows fill the home with natural light. The kitchen overlooks the main living area and features an island with breakfast bar seating, tile backsplash, stainless steel appliances, and a casual dining space. The private primary suite offers a spacious walk-in closet and an en suite bathroom with dual sinks and a large walk-in shower. Three additional bedrooms share a full bathroom, providing plenty of room for family or guests. Enjoy waterfront living with access to the community's private boat dock leading to Alligator Lake and the Alligator Chain of Lakes, offering approximately 5,500 acres for boating, fishing, and exploring. Residents also enjoy a community pool and playground. Conveniently located in the growing city of St. Cloud, you'll appreciate the peaceful setting while being just minutes from shopping, dining, and everyday conveniences.

5059 Tibet Court, St Cloud
$625,000
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Discover Your Oasis of Comfort in Twin Lakes. This charming 3-bedroom/3-bath HOME offers the perfect blend of tranquility and convenience. Featuring three spacious bedrooms and three well-appointed bathrooms. Designed with modern upgrades. Step inside to find an inviting ambiance enhanced by 7-inch crown molding and tray ceilings. And Plantation Shutters throughout! As you enter the spacious hallway leading to the open kitchen, living room, and breakfast nook. You are greeted with a screened lanai with a relaxing water view. The gourmet kitchen boasts upgraded light wood cabinetry with crown molding, a custom backsplash, quartz countertops with a generously sized island, an extra-large sink, gas cooktop, double ovens, and a custom hood. A spacious walk-in pantry and an upgraded laundry room. The open-concept living area flows seamlessly to a lanai with cornerless sliding doors. The oversized first-floor primary bedroom comes with a view: elegant Tray ceilings/dual fans, and Sunburst Plantation Shutters. The primary has an ensuite bathroom and walk-in closet. The primary bathroom has dual sinks and quartz countertops, a seamless glass shower with a high-end faucet, dual shower heads, including a rain shower, and a custom tile bench. Amenities include a resort-style pool, a lap pool and a 3rd pool on the villa side. There is also a 20,000 square foot Gorgeous Clubhouse, state-of-the-art fitness center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Don’t miss the chance to own this exceptional property that beautifully blends luxury, security, and functionality. Experience the vibrant lifestyle that Twin Lakes will give you Owner Upgrades: Sunburst Plantation Shutters throughout home. $9,000 Indoor Motorized Roller Shade w/rechargable Motor. $2000. Outdoor Motorized Roller Light Filtering Shade $2300 Epoxy Garage Floor - Lifetime Warranty $4200 Spring Well Water Filtering System $2500 Subwoofer for Surround Sound $300 Screening for Lanai $3400 Mounted TV for Lanai $500

2680 Redblush Terrace, St Cloud
$484,888
5 Beds ⋅ 2 Baths ⋅ Keystone Pointe Ph 3 SubDv. ⋅ 34772 Zip Code
PRIVATE. UPDATED. MOVE-IN READY. Welcome to this beautifully upgraded 5-bedroom, 2-bath single-story ranch home, ideally situated on one of the community's most desirable premium corner homesites. Surrounded by a tranquil pond and conservation area with no front, rear, or side neighbors, this exceptional property offers a rare combination of privacy, comfort, and modern living. Step inside to discover a bright, open floor plan that lives much larger than its square footage, thoughtfully designed for both everyday living and entertaining. The highly desirable split-bedroom layout provides excellent separation between the spacious primary suite and the secondary bedrooms, creating comfort and privacy for family members and guests alike. Enjoy the convenience of single-story living with no interior stairs, offering easy, functional living for every stage of life. Designed for both beauty and peace of mind, this home has been extensively updated with light modern designer finishes throughout, fresh interior and exterior paint, a replaced roof, and a replaced HVAC system, allowing you to move in and start enjoying your new home from day one. Elegant lighting, stylish fixtures, and quality finishes enhance the home's inviting atmosphere. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect gathering space for entertaining or relaxing. Step outside to the oversized screened lanai featuring a spa, where you can unwind while enjoying peaceful pond and conservation views in your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, Lake Nona, Medical City, shopping, dining, schools, and Central Florida's renowned attractions, this move-in-ready home delivers the perfect balance of privacy, thoughtful design, modern updates, and everyday convenience. Opportunities like this are rare—schedule your private showing today and experience everything this exceptional home has to offer.

3014 Sand Stone Circle, St Cloud
$370,000
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 3b SubDv. ⋅ 34772 Zip Code
*Brand new roof 7/2026!* Welcome home to this beautiful 4-bedroom, 2-bath residence in the highly desirable Esprit community of St. Cloud, offering peaceful pond views and an exceptional blend of comfort, style, and convenience. This thoughtfully designed split-bedroom floor plan provides privacy for the spacious primary suite while offering generously sized secondary bedrooms. The home features soaring 10-foot ceilings, elegant granite kitchen countertops, 42-inch cabinetry, a large center island, and an open-concept layout that's perfect for entertaining and everyday living. Retreat to the deluxe primary bathroom featuring a relaxing garden tub, and enjoy the convenience of a spacious 3-car garage plus attic decking for additional storage. Step outside to your fully fenced backyard, where you can unwind with your morning coffee while overlooking the tranquil pond—a perfect setting to relax and enjoy Florida living. Esprit embraces its motto of "Celebrating Small Town Life" while offering outstanding community amenities, including: • Community pool • Tot lot/playground • Walking trails Ideally located just minutes from Lake Tohopekaliga (Lake Toho) and East Lake Tohopekaliga, residents enjoy world-class bass fishing, bird watching, boating, and outdoor recreation. With easy access to Florida's Turnpike, commuting to St. Cloud, Kissimmee, Lake Nona, Orlando International Airport, and Downtown Orlando is quick and convenient. This home combines location, upgrades, and value in one incredible package. Priced to sell—schedule your private showing today before this opportunity is gone!

3505 Sprite Lane, St Cloud
$400,000
4 Beds ⋅ 2 Baths ⋅ Buena Lago Ph 4 SubDv. ⋅ 34772 Zip Code
Built in 2025 and loaded with upgrades, this stunning 4-bedroom, 2-bathroom home offers modern living with peaceful pond views and no rear neighbors. Enjoy relaxing mornings and breathtaking sunrises from the covered back porch overlooking the water. Inside, the open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for entertaining and everyday living. Upgrades include tile flooring throughout, a picture window that fills the living area with natural light, and French doors leading to the backyard and tranquil pond views. The chef-inspired kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, a spacious center island, a dedicated coffee bar, and a walk-in pantry complete with custom built-ins for exceptional organization and storage. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with pond views and an impressive walk-in closet featuring custom built-ins designed to maximize organization and storage. The ensuite bathroom offers dual vanities and a separate shower, creating a comfortable and private space to unwind. Three additional bedrooms provide flexibility for guests, family, or a home office, while the dedicated laundry room adds everyday convenience. The home also includes smart home technology, allowing you to conveniently control and monitor key features from your smart devices. Residents enjoy access to fantastic community amenities including a resort-style pool, and playground, all with a low HOA. Conveniently located in a growing Central Florida area with easy access to major roadways, shopping, dining, parks, and Downtown Orlando, this move-in ready home offers the perfect blend of comfort, convenience, and modern style.

5087 Tana Terrace, St Cloud
$309,900
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 1 SubDv. ⋅ 34772 Zip Code
The seller has received multiple offers on the property and is requesting highest and best on 8/10/2026 at noon. Please see multiple offer form in documents tabs. REO. Welcome home to 3827 Spirited Circle. This 4 bedroom, 2 full bathroom, 3 car garage home sits on an oversized lot of .26 acres with a fenced back yard. This home features ceramic tile throughout overlooking the water, huge walk-in closet, double vanities in primary bathroom, plenty of recessed lighting, 42" ship-lap on walls of family room with barn doors, 8' front door, 8' sliding doors at rear of home leading out to a 15'x8' covered lanai over looking the water, and 10'-6" ceiling height throughout entire home. Plenty of back yard space for a future pool ,and a huge 3 car garage with matching driveway for plenty of car parking. This home has no CDD and very reasonable property taxes and HOA fee, close to the turnpike onramp into down town Orlando (35 minute drive), community pool, community play ground, concrete sidewalks for exercise throughout community. Homegenius Real Estate is Co-Broker

3827 Spirited Circle, St Cloud
$460,000
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

3699 Moca Drive, St Cloud
$385,000
4 Beds ⋅ 2 Baths ⋅ Sawgrass Unit 1 SubDv. ⋅ 34772 Zip Code
Watch Spectacular Sunsets from this Waterfront & Conservation, ¼+ Acre Homesite. The expansive backyard offers plenty of room for outdoor activities, entertaining, or simply enjoying the peaceful natural surroundings. Inside the heart of the home is the spacious gourmet kitchen, featuring a Double Oven, granite countertops, bar seating, stainless steel appliances, and beautiful 42-inch cabinets with soft-close doors—perfect for everyday living and entertaining alike. Major updates provide added value and efficiency, including a NEW A/C system and NEW Hot Water Heater installed in March. Newer Modern Front door with custom Storm door with movable window. The Master suite showcases vaulted ceilings, elegant French doors, and a large walk-in closet. The Master bath features dual sinks, a relaxing garden tub, and a separate walk-in shower. Step outside to the huge screened-enclosed porch, an ideal space for relaxing year-round while overlooking the tranquil water and conservation area. Additional conveniences include an indoor laundry room, a Ring doorbell, and exterior security lighting for added comfort and security. In addition, a 2 Car Garage with side entry door and sidewalk. With stunning views, quality upgrades, and an abundance of indoor and outdoor living space, this home offers a rare opportunity to enjoy Florida living at its finest. Schedule your private showing today!

3338 Gator Bay Creek Boulevard, St Cloud
$459,900
5 Beds ⋅ 4 Baths ⋅ Indian Lakes SubDv. ⋅ 34772 Zip Code
Located in the highly sought-after Indian Lakes community with peaceful pond views, this spacious 5-bedroom, 4-bath home offers a versatile layout with the majority of the living space conveniently located on the first floor. The main level features four bedrooms, three full bathrooms, and two separate living areas, while upstairs a private loft retreat creates a third living space along with the fifth bedroom and fourth full bath, ideal for guests, older children, or a quiet escape within the home. The remodeled kitchen offers modern finishes and generous space for daily living and gatherings. Just off the kitchen and adjacent to the lanai, a charming breakfast nook provides the perfect spot for casual dining while overlooking the water. Formal living and dining areas offer even more room for entertaining. The primary suite is a true retreat with two separate vanities, his and hers walk-in closets, a large soaking tub, and a spacious separate shower. The oversized screened and roof-covered lanai creates an inviting outdoor living space perfect for morning coffee, relaxing evenings, family gatherings, and entertaining while taking in the tranquil pond views. With community amenities that include a pool and tennis courts, this Indian Lakes home offers exceptional space, comfort, and lifestyle in one of the area's most desirable neighborhoods.

1043 Chamberlin Trail, St Cloud
$448,000
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this stunning 4-bedroom, 2.5-bath, 3 car tandem garage home overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. The exterior was freshly painted in April 2026—making this home truly move-in ready! Don’t miss your opportunity to make this exceptional home yours!

3986 Baja Drive, St Cloud
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