Pine Lakes Homes under $400,000

Pine Lakes Homes under $400,000

Welcome to Pine Lakes, a charming subdivision nestled in the heart of Florida, where serene landscapes and a vibrant community come together to create the perfect place to call home. This picturesque neighborhood is ideal for families, retirees, and everyone in between, offering a delightful blend of comfort, convenience, and natural beauty.

One of the most attractive features of Pine Lakes is its diverse selection of homes, with many options available for under $400,000. Whether you’re a first-time homebuyer or looking to downsize, this subdivision provides an array of affordable yet stylish properties that cater to various tastes and lifestyles. From cozy single-family homes to modern townhouses, you’ll find spaces that are not only budget-friendly but also designed for contemporary living.

Residents of Pine Lakes enjoy a wealth of amenities, including well-maintained parks, walking trails, and recreational facilities that encourage an active lifestyle. The community is also conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

In addition to its affordable housing options, Pine Lakes boasts a friendly atmosphere where neighbors become friends, creating a sense of belonging that is hard to find elsewhere. With its lush greenery and tranquil surroundings, this subdivision is a hidden gem in Florida that promises a fulfilling lifestyle. Discover your dream home in Pine Lakes today, where comfort meets affordability in a community you’ll love!

Newest Pine Lakes Homes under $400,000

50 Wheeling Lane, Palm Coast
$379,900
4 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Brand-new block construction in the desirable Pine Lakes neighborhood of Palm Coast with private backyard! No HOA, No CDD! This beautifully designed 4-bedroom, 2-bath home features a bright, open-concept floor plan, soaring vaulted ceilings, and easy-to-maintain luxury vinyl plank flooring throughout. The spacious kitchen is the heart of the home, featuring white cabinetry with soft-close doors and drawers, quartz countertops, walk in pantry, stainless steel appliances, a large center island, and a generous breakfast nook overlooking the private backyard. The kitchen opens seamlessly to the expansive family room, creating the perfect space for entertaining and everyday living. The thoughtfully designed split-bedroom floor plan provides excellent privacy. The spacious primary suite features a beautifully appointed en-suite bath with double vanities, quartz countertops, a large walk-in shower and an oversized walk-in closet. On the opposite side of the home, three generously sized additional bedrooms share a well-appointed second bathroom, making the layout ideal for family, guests, or a home office. The impressive family room features vaulted ceilings and tall triple sliding glass doors that fill the home with natural light and open to a beautiful covered porch. Relax and enjoy the peaceful setting of the large, private backyard, plenty of room for a future pool, backing to a wooded area. Ideally located in the heart of Palm Coast, just minutes from Pine Lakes Golf Club, shopping, dining, miles of biking and walking trails, and the beautiful Atlantic beaches. Brand-new, beautifully finished, and ready for immediate occupancy—this home is truly move-in ready!

50 Wheeling Lane, Palm Coast
146 Westwood Drive, Daytona Beach
$290,000
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32119 Zip Code
This inviting 3-bedroom, 2-bathroom home in Daytona Beach offers 1,416 square feet of living space, an attached two-car garage, a spacious covered patio, and a expansive, fenced backyard. Recent improvements include a brand new AC, new luxury vinyl flooring throughout, and an updated kitchen with new appliances. The property also has no history of flooding. Inside, the open layout creates an easy connection between the living room, dining area, and kitchen. A striking stone fireplace adds character to the dining area, while sliding glass doors extend the main living space to the covered and screened patio. The updated kitchen features abundant white cabinetry, quartz countertops, a decorative backsplash, extensive counter space, glass-front display cabinetry, and new appliances. The primary bedroom features luxury vinyl flooring, a ceiling fan, and a large window for abundant natural light. The ensuite bathroom includes a tiled walk-in shower. Two additional bedrooms offer versatility for guest accommodations, a home office, or additional living needs, with convenient access to the full guest bathroom. A dedicated utility area provides space for washer/dryer, and household storage. The covered patio provides plenty of room for outdoor dining and relaxation while overlooking the expansive, fenced backyard, with ample space for outdoor activities, pets, gardening, or simply enjoying the Florida lifestyle. Enjoy a fantastic location with convenient access to I-95 and Publix, shopping, and everyday essentials just a short stroll away. Embry-Riddle Aeronautical University, Daytona International Speedway, Tanger Outlets, and an array of dining and entertainment options, and the World’s Most Famous Beach are all just minutes away. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

146 Westwood Drive, Daytona Beach
19 Wheatfield Drive, Palm Coast
$399,900
4 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Welcome to 19 Wheatfield Drive—a truly unique and spacious home offering an impressive 3,348 square feet of living space under heat and air and 3,906 total square feet under roof! Designed with generously sized rooms and plenty of space for entertaining, this home features a formal living room, formal dining room, family room and breakfast nook. The open and inviting kitchen overlooks the breakfast area and family room, creating a comfortable central gathering space. The split-bedroom floor plan provides privacy, with spacious secondary bedrooms and an exceptionally large primary suite. The primary bathroom features dual vanities, a soaking tub and a separate walk-in shower. One of this home’s most remarkable features is the enormous game and entertainment room, cooled by its own dedicated A/C system. This one-of-a-kind space includes an additional kitchen, pool table and electrical service for a future spa or hot tub—perfect for entertaining, recreation, multigenerational living or creating your own private retreat. Outside, enjoy a beautiful paver patio overlooking the private, professionally landscaped backyard. A circular driveway adds convenience and impressive curb appeal. Luxury vinyl plank and tile flooring throughout make the home both attractive and easy to maintain. Roof and main A/C installed in 2015; water heater installed in 2022. This extraordinary home offers incredible square footage, versatility and features rarely found at this price—schedule your private showing today

19 Wheatfield Drive, Palm Coast
45 Webster Lane, Palm Coast
$359,900
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Back on the Market!!! Welcome to this beautifully updated Pine Lakes pool home, where comfort, style, and Florida living come together. This well-maintained home offers numerous recent upgrades, a spacious layout, and an inviting outdoor oasis perfect for relaxing or entertaining. Step inside to find new flooring throughout much of the home, including vinyl plank flooring in the dining room, living room, and hallway, along with new carpet in guest bedrooms. The updated kitchen features granite countertops, solid wood cabinetry with convenient pull-outs and soft-close drawers, new tile flooring, a flat-top stove, microwave, refrigerator, dishwasher, and a large breakfast nook overlooking the pool and lanai. The spacious primary suite features real wood flooring, two closets including a large walk-in closet, and a walk-in shower. Guest bedroom enjoys a beautiful view of the pool, while the guest bathroom features an updated tiled shower. A large laundry room with sink and generous pantry storage adds even more functionality. Step outside and enjoy your own private Florida retreat! The large screened lanai and pool area provide plenty of room for entertaining, relaxing, or enjoying the sunshine. The pool features electric heat and a 2026 pool heater, and the backyard is fenced for additional privacy. There’s even a large spa for unwinding at the end of the day. Major improvements include a 2025 roof, 2026 Hot water heater, 2025 pool enclosure, new skylights, newer gutters, updated landscaping, and a 2025 outdoor improvement. The home also features sliding glass doors and a charming stone-accented front exterior. Located in the desirable Pine Lakes neighborhood of Palm Coast, this move-in-ready pool home offers the upgrades, space, and outdoor lifestyle Florida buyers are looking for. Schedule your private showing today and come see everything this beautiful home has!! Home warranty will be included for the new buyers. House back on the market due to the buyer's health issues.

45 Webster Lane, Palm Coast
1 Washwell Place, Palm Coast
$334,900
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Virtually Staged. Welcome to this spacious, thoughtfully updated Palm Coast home offering over 2,000 sq ft of living space on a premium corner, cul-de-sac lot. This 3-bedroom, 2-bathroom gem features a generous multi-car driveway leading to an oversized side-entry garage. Equipped with a heavy-duty motorized screen, built-in cabinetry, and a refrigerator, the garage offers incredible space for hobbies, projects, and automotive enthusiasts. Inside, the standout chef's kitchen features contemporary soft-close shaker cabinetry, quartz countertops, an Art Deco tile backsplash, and stainless appliances. Dual skylights illuminate the living areas, flowing seamlessly into a flexible, light-filled Florida room via triple sliding doors. Step outside to your private fully fenced backyard oasis, complete with an expansive screened patio and a luxury 6-person hot tub with waterfall features. Enjoy years of maintenance-free living with a NEWER ROOF (2021), UPDATED A/C (2023), NEWER WATER HEATER (2024), and a cost-saving well-water irrigation system. This turn-key retreat is ready to impress!

1 Washwell Place, Palm Coast
26 Westgrill Drive, Palm Coast
$389,990
4 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Under Construction. This stunning new construction home perfectly combines modern style, comfort, and functionality. Built with durable block and stucco construction, this thoughtfully designed open-concept floor plan gives you the flexibility to design your home to fit your needs. Offering the ability to configure 4–5 bedrooms with 2 bathrooms and a 2 car garage, and 2,067 sq. ft. of living space, this home is truly made to fit your lifestyle. The additional office can provide remote professionals in need of a dedicated workspace or private retreat or serve as a 5th bedroom for extended family members, college students returning home, or live-in caregivers. Inside, elegant Shaker-style cabinetry and beautiful granite countertops create a sophisticated kitchen atmosphere, while luxury vinyl plank flooring flows throughout the home for a seamless blend of durability and style. The premium stainless-steel appliance package is INCLUDED and features: • 24.3 cu. ft. side-by-side refrigerator with built-in ice maker • 30-inch smooth-top electric range • 1.6 cu. ft. over-the-range microwave • Dishwasher For added peace of mind, your new home also includes a 2-10 Builder’s Warranty.

26 Westgrill Drive, Palm Coast
19 Whittington Drive, Palm Coast
$353,990
4 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 4 bedrooms, 2 baths, and 1,801 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” Shaker-style cabinets are beautifully complemented by granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

19 Whittington Drive, Palm Coast
24 Woodside Drive, Palm Coast
$342,990
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 3 bedrooms, 2 baths, and 1,611 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” Shaker-style cabinets are beautifully complemented by granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

24 Woodside Drive, Palm Coast
21 Wedgewood Lane, Palm Coast
$325,000
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Golf Course Pool Home offered at $325,000 this is a rare opportunity to own a pool home on the 17th tee of Pine Lakes Golf Club in one of Palm Coast's most desirable and established neighborhoods. This 3-bedroom, 2-bath Fairfield model by ITT offers the quality construction and thoughtful design that have made these homes so enduringly popular. Situated on a prime golf course lot, the property enjoys the unique benefit of golf course views combined with a wooded buffer that provides an uncommon level of backyard privacy. Golf Course Pool Home seeking a well-built residence they can enjoy immediately while updating at their own pace. Major improvements include a 2016 roof, a private irrigation well with a new pump, and a newly installed walk-in shower in the primary bath. The screened pool area provides the perfect setting for relaxing, entertaining, or simply enjoying Florida's year-round outdoor lifestyle. Adding to the property's appeal, Wedgewood Lane features the rare convenience of underground utilities, enhancing both the neighborhood's appearance and reliability. Located in the heart of Pine Lakes with no HOA, this home offers exceptional convenience to shopping, restaurants, medical facilities, schools, houses of worship, and everyday services. Flagler Beach, with its beautiful coastline, dining, and entertainment, is just minutes away. Although this home is being offered As-Is with no repairs by the seller, a clean pre-listing inspection has already been completed and will be provided to the buyer upon acceptance of an offer. This rare level of transparency allows buyers to focus on the home's exceptional location, solid construction, and outstanding potential with confidence. Homes with pools, golf course views, backyard privacy, underground utilities, and this kind of potential are increasingly difficult to find in today's market—especially at this well below market price. Whether you're looking for a primary residence, seasonal retreat, or an opportunity to update and personalize a quality-built home in a premier location, 21 Wedgewood Lane represents exceptional value in the heart of Pine Lakes.

21 Wedgewood Lane, Palm Coast
186 Westhampton Drive, Palm Coast
$258,000
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Virtually Staged. This FHA 203(k) eligible home is one of the best values in Palm Coast, offering incredible potential in a highly sought after neighborhood. Don't miss what's waiting behind the front door—step inside to discover soaring volume ceilings, abundant natural light, and a spacious split-bedroom floor plan designed for comfortable everyday living. The heart of the home features a well-appointed kitchen with newer appliances, ample cabinetry, a pantry, and seamless flow into the main living and dining areas. The true standout is the oversized screened lanai and adjoining grilling patio, creating the ideal setting for entertaining, relaxing, or enjoying Florida’s beautiful weather year-round. Sliding glass doors from the kitchen, dining area, and primary suite effortlessly blend indoor and outdoor living. Located in the desirable Pine Lakes community, you'll enjoy tree-lined streets, a golf course setting, and the freedom of NO HOA fees. Just minutes from shopping, dining, top-rated schools, parks, and the cinnamon-colored sands of Flagler Beach, this home combines space, location, and value at a price point that's hard to find. Schedule your private showing today and see why this hidden gem deserves a closer look!

186 Westhampton Drive, Palm Coast
153 Wellstone Drive, Palm Coast
$336,000
3 Beds ⋅ 2 Baths ⋅ Pine Lakes SubDv. ⋅ 32164 Zip Code
Minutes from Pine Lakes Golf Club, this move-in ready home blends everyday comfort with SOLAR efficiency, a FENCED backyard, and a layout that simply feels easy to live in! Natural light fills the main living areas, with a breakfast nook that becomes one of those quiet morning spots and a flow that keeps the home connected without feeling crowded. The split-bedroom design creates real separation, placing the primary bedroom on one side of the home with a walk-in closet featuring built-in shelving and a private bath with a garden tub and separate shower. At the center, the kitchen anchors the home between the dining area and breakfast nook, keeping daily living practical and connected. From here, the breakfast nook opens to the screened patio, while the living room extends into the Florida room—adding flexible space that can be used however life calls for it. On the opposite side, two additional bedrooms with built-in closets share a full bathroom, offering a simple, functional setup for guests or family. The fenced backyard adds usable outdoor space without extra maintenance, ideal for pets, gardening, or just having your own private area to unwind. Important improvements are already in place, including a roof (2019), HVAC system (2021), water heater (2019), solar panels installed in 2023 to help reduce electric costs, and a new driveway in 2025, along with a two-car garage for storage and everyday convenience. Close to golf, shopping, dining, and just a short drive to Flagler Beach, this home sits in a well-established Palm Coast location that keeps daily life simple, convenient, and connected! If you’re looking for a home that feels practical, comfortable, and already set up for the next chapter—this is one worth seeing in person. Schedule your showing TODAY!

153 Wellstone Drive, Palm Coast
Start Your Search

How much is your home worth?

Get instant property value now!